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No Medical Critical Illness
(for Healthy individuals)
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Up to $100,000 in coverage
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- $10,000 to $100,000 Coverage Available
- Lump-Sum Tax-Free Payment
- Money Back in Case of Death
- All Money Back if Free of Claim to age 75 (optional rider)
- No Premium Payments if Disabled (optional rider)
- Must be Ages 20-55
- Renewable to age 75
- Rates Guaranteed for 10 Years
- Includes Foresters Competitive Scholarship Benefit
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Policy Covers the Following Illnesses:
Heart Attack, Stroke, Kidney Failure, Life-Threatening Cancer, Major Organ Failure Requiring Transplant and Paralysis
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You are Automatically Accepted if you Answer "No" to Questions in Sectiona #7 & 8 of the Application!** |
Immediate Coverage! No Medical Questionnaires! |
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Take the Self Test Below to See if You Qualify |
If you answer "yes" to any questions below, you will not qualify for this benefit.
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1. Have you ever consulted a Doctor for, been diagnosed with or had any symptoms of:
Cancer, tumour or polyp, malignant melanoma, blood disorder or any form of malignant disease?
2. Any disorder of the breasts requiring biopsy or abnormal mammogram; or abnormal PSA test for prostate cancer?
Chest pain, heart attack, high blood pressure, elevated cholesterol, stroke or transient ischemic attack (TIA), or other heart or circulatory disorder? Diabetes, kidney disease? Hepatitis or any disorder of the liver or colon? Paralysis or any other neurological disorder? Positive HIV test or AIDS?
3. Have two or more of your immediate family members (father, mother, brother, sister) had heart disease, stroke, polycystic kidney disease, breast or colon cancer, the ONSET of which was prior to their reaching age 65?
4. Have you ever had an application for life, disability or critical illness insurance declined, rated, postponed, cancelled or modified in any way?
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View a Sample Contract |
Download Application |
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